HEALTH AND DENTAL INSURANCE
Health and Dental Insurance are usually provided by group, especially by Employer for the Employees. However, for those who are not a member of a group, we can help purchase the plan that best suit you and your family.
Under a typical Health and Dental Insurance plan, the following benefits may be offered:
80% of the cost of prescription Drugs subject to a maximum limit per year
80% of the cost for Medical & Paramedical Services subject to a maximum limit per year
Vision Care (includes consultation with an optometrist)
Dental Care (Preventive Services, basic care, major care & orthodontics care)
100% of the cost for Hospitalization subject to a maximum limit per day (Semi-Private or
Private Room)
Travel Insurance (first 30 days of a trip with a max benefit of $5,000,000
Customer Satisfaction is Our Goal!
We would love to discuss any of your insurance needs. Below is a list of our products. However, this list is not exhaustive, so if what you are looking for is not listed, please give us a call or fill out our request help form. Let us work with you to find the best coverage at the most affordable cost.
CRITICAL ILLNESS INSURANCE
Critical Illness Insurance policy helps protect the policy holder against the critical illness covered
in the policy by paying a one-time, lump-sum payment if the policy holder become critically ill
during the time of the policy. Unlike Life Insurance, the payout from critical illness goes to the policy holder if the policy holder becomes critically ill and not to the beneficiary. There are
different kind of Critical Illness Insurance that can be best suited to individual needs. You can
leverage our expertise in the industry by getting in touch today to get the right coverage that best
suit your needs. We will work with you and many best carriers across Canada to help get the best
policy for you.
ACCIDENT INSURANCE
Accident injury coverage is one of the most prevalent types of insurance available. This type of coverage protects you, your family, and your possessions from third-party damage caused by an accident or other incident. An endorsement can be added to your policy so that it will pay out if you become injured in any way. Accident and health insurance pay for the medical costs related to a covered accident and will also pay for certain expenses after an accident including hospital stays and rehabilitation.
SAVINGS RETIREMENT PLAN
It is essential to have a clear understanding of what you want to achieve in retirement. How much money do you need to cover your living expenses? Do you want to travel, purchase a second home, or start a small business? Once you have a clear understanding of your goals, you can start planning to achieve them.
Take stock of your current financial situation. How much money do you have saved, what debts do you have, and what are your monthly expenses? Having a clear understanding of your finances will help you determine how much money you need to save for retirement and what changes you need to make to your current spending habits.
Estimate how much money you will need to cover your living expenses during retirement. Consider factors such as inflation, healthcare costs, and the cost of maintaining your lifestyle. You can get in touch with us today and we will be happy to help you with your savings retirement planning. Start saving for retirement as soon as possible. The earlier you start, the
more time your savings will grow, giving you better returns on your investment.
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